How Kikoff Works
You get a $750 credit line that reports monthly to help build positive payment history.
Low score? Thin file? No problem.
Boost Your Credit Score
Fast.
$5/month
Kikoff credit builder • Affiliate offer
No hard credit check
Reports every month
Just $5/month
Average +84 Points in Year 1
Many users see meaningful score increases over 12 months of on-time payments.
Instant Approval
No traditional credit check required. Designed for people rebuilding or starting credit.
Kikoff Users See Real Results
Based on data and reviews from Kikoff users.
+84
Average points gained in Year 1
1.2M+
Active Kikoff users building credit
4.9★
Average rating in the app stores
100%
Approval rate by design*
Real stories from real people
Kikoff credit builder experiences